Vehicle Loans For People With Poor Credit

Don't let bad credit hold you back

Don’t let bad credit hold you back. At McLachlan Automotive, we have poor credit auto financing options available for those who need access to a reliable vehicle fast! Sometimes even short term financial misfortune can leave you with credit challenges. We can help you secure a bad credit car loan even if you've faced problems such as bankruptcy, divorce or missed payments.  

No matter what your past of current credit situation, McLachlan Automotive has the resources and expertise to get you behind the wheel of your dream car. We will work with you to secure a loan that fits your budget so you can get the car, trucks or SUV that you need to keep your life moving! Call a credit expert today to learn more about the options available to you. Our financial services representatives will work with you directly to uncover your needs and arrange a payment plan that accommodates your lifestyle.

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Which Credit Persona Are You?

Do either of these personalities sound like you? We can help!

Cap  Student

  • Never owned a credit card

  • New to owning a credit card

  • Makes small purchases

  • Slowly paying off college/ university

  • Possibly paying tuition loans

leaf  New Immigrant

  • New to Canada

  • No existing line of credit

  • Solid credit rating but nowhere to start

an x  Bankrupt/ Business

  • Loss of possessions

  • Negative credit

  • Financial struggles

?  Personal Struggles/ 
     Questionable Credit

  • Recently divorced

  • Split assets

  • Mediocre credit score


Don’t Break the Bank

Buying a new vehicle should never put you further into debt, or be the cause of it. At McLachlan Automotive, we have an incredible selection of pre-owned vehicles under $10K! Even if you have bad credit, or no credit at all, owning your own vehicle is more than a goal; it’s a real possibility! Looking for some extra cash to put towards a new vehicle? McLachlan Automotive also offers free vehicle trade-in appraisals to give you a better idea of what your old model is worth. Plus, even if you don’t buy one of ours, we’re happy to take the hassle of private selling out of your hands.

Trust the Experts at McLachlan Automotive

At Mclachlan Automotive, we understand that time is valuable when it comes to purchasing a vehicle. Whether you rely on a car, truck, or SUV for your morning commute, or simply require a secondary vehicle for your family, time is of the essence. That’s why we’ve made getting a car with bad credit even easier, with our bad credit and no credit financing programs. No matter what your current or past credit situation is, we are here to help. Our financial service representatives are on-call waiting to hear from you, and will work with you one-on-one to find a vehicle that meets your needs and budget.

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Give us a call at 1 (855) 432-2022 or click here to send us a message!

Or visit us at:

8153 Old Waneta Road, Trail, BC V1R 4W9